Financial Stability Through Understanding

We've spent years helping Australians build practical financial knowledge. Not quick fixes or overnight transformations—just solid, workable approaches to managing money with more confidence.

Our next program intake opens September 2025. Registration begins June 2025.

Financial planning workspace with documents and calculator

Choose What Fits Your Schedule

Different people learn differently. Some prefer structure, others need flexibility. We've designed our program around real-life schedules because most of our participants juggle work, family, and everything in between.

Evening Sessions

Tuesday and Thursday evenings, 6:30-8:30pm. Join live or catch the recording. Most participants attend two out of three sessions live and watch one recording when life gets busy.

Weekend Workshops

One Saturday morning per month. We cover the same material as evening sessions but in a longer format with more discussion time. Good for people who prefer to batch their learning.

Self-Paced Option

Access all materials and recordings on your timeline. You'll still have access to monthly Q&A sessions and our discussion forum. Takes most people 3-4 months to complete.

Start Where You Actually Are

Nobody benefits from starting too advanced or too basic. During your first session, we'll assess where you're at with finances and recommend a pathway that makes sense for your situation.

1

Foundation Track

For folks starting from scratch or rebuilding after setbacks. We cover budgeting basics, debt management, and building emergency savings. Most foundation participants move to intermediate within 6-8 months.

2

Intermediate Track

You've got the basics down but want to improve. We focus on optimizing spending patterns, understanding credit, and planning for larger goals. This is where most participants spend their time.

3

Advanced Planning

For people managing complex situations—multiple income streams, property decisions, or business finances. We work on long-term strategy and connecting all the moving pieces.

How the Program Actually Works

Here's what happens from registration through completion. No surprises, no hidden requirements.

1

Initial Assessment

Before you start, we'll have a 30-minute chat about your current situation and what you're hoping to achieve. This helps us point you toward the right track.

You'll fill out a brief financial snapshot form beforehand. It's confidential and gives us context for our conversation.
2

First Month: Foundations

Everyone starts here regardless of track. We establish baseline financial literacy and introduce tools you'll use throughout the program.

Weekly sessions cover tracking expenses, understanding cash flow, and identifying patterns. You'll start using our budget template and tracking workbook.
3

Months 2-4: Your Track

This is where content splits by pathway. You'll focus on concepts and strategies relevant to your current situation while building practical skills.

Each track has different homework—foundation builds basic systems, intermediate optimizes existing ones, advanced tackles complex planning scenarios.
4

Month 5: Review and Planning

We look at what's changed since you started and help you create a practical plan for the next 6-12 months. You'll also identify whether moving to another track makes sense.

Final session includes a one-on-one check-in to discuss your progress and answer lingering questions about your specific situation.

Who You'll Learn From

Our teaching team has backgrounds in financial planning, accounting, and behavioral economics. More importantly, they've all worked directly with everyday Australians navigating financial challenges—they understand what actually works in practice, not just in theory.

Henrik Lindqvist, lead program instructor

Henrik Lindqvist

Lead Instructor

Spent 12 years in financial counseling before moving to education. Henrik runs most evening sessions and specializes in helping people recover from financial setbacks.

Siobhan Gallagher, intermediate track coordinator

Siobhan Gallagher

Intermediate Track

Former accountant who got tired of only seeing people when things went wrong. Siobhan coordinates our intermediate pathway and weekend workshops.

Annika Petrov, advanced planning specialist

Annika Petrov

Advanced Planning

Handles complex situations in our advanced track. Annika worked in commercial banking for years and brings practical insight into business finances and investment basics.

Monthly Office Hours

Every instructor holds open office hours once a month. Drop in with specific questions about your situation. These sessions are smaller and more informal than regular classes.

Discussion Forum

Our private participant forum stays active between sessions. Instructors check in daily to answer questions, and participants often help each other troubleshoot common issues.

Resource Library

Access templates, calculators, and reference guides developed over years of teaching. Everything's downloadable and yours to keep after the program ends.

Progress Check-ins

Three times during the program, you'll meet one-on-one with an instructor to review your progress and adjust your learning plan if needed. These usually happen over video call.